Online Residential Loans
Whether you are preparing for your first home purchase, making updates to your current home or want to utilize your home equity, Peoples State Bank is here to help. Our Online Residential Loan portal combines the customer service you love with the ease of applying anywhere, anytime.
Contact us today to start the process!
residentialteam@psbnewton.net
(618) 783-2321
Apply 24/7
Fill out our online application from your computer or your phone. You can save your progress and return when it fits your schedule.
Search Current Rates
The built-in calculator lets you see Peoples State Bank rates for a home purchase, refinance, home equity loan and more.
Extensive Resource Center
Our Resource Center includes FAQs, comparisons, definitions and more to equip you with all the residential loan information to make the right choice for your home loan needs.
No Up-Front Fees
There are no fees to apply. Simply fill out the application and when your loan is approved, you decide whether or not to pay the application deposit that covers the cost of appraisal and locks in an interest rate.
Best of Both Worlds
Enjoy the speed and ease of an online application and digital signatures while receiving the personal expertise of our lending staff.
How It Works
Here's what to expect with our Online Residential Loans:
- Complete the online application.
- One of our lenders will reach out to answer any questions you have and serve as your liaison with the realtor/seller throughout the process.
- We will send you an application packet to prepare for the closing, including a list of any additional materials we may need.
- You provide us with those materials and a suggested closing date.
- Your lender will contact you with a closing date to complete your loan.
