Personal Savings

Ideal for: Are you trying to build up a rainy day reserve and still earn a reasonable rate of interest? Do you need your money to remain liquid and not be tied up in a CD? Do you only have a limited amount of money to start with? If so, this account will meet your needs!

Money Market Deposit Account (MMDA)

Ideal for: Customers who wish to earn competitive rates of interest on funds not needed for daily expenses. The MMDA is a liquid account that allows easy access to funds, unlike CDs. Tiered rates provide higher returns for higher balances. The account requires a minimum deposit of $2,500 to open.

Health Savings Account (HSA)

Ideal for: This account is ideal for most individuals as it allows you to set aside tax-exempt money for the purpose of paying medical expenses incurred by you or your family. HSA's may be used to pay for health insurance deductibles, co-pays, certain over-the-counter medications, and out-of-pocket expenses. HSA account balances may roll-over from year to year, allowing customers to build up their savings to cover future medical expenses. An HSA is an individual account, but employers may also choose to make contributions as an added benefit to their employee.

Certificates of Deposit (CDs)

Ideal for: Customers looking to earn a competitive yield and a guaranteed return on their deposit over the investment horizon. CD's are tailored to meet our customers' desire of a fixed interest rate earned on their money, as well as, availability of their money within a designated time frame. We offer CD maturities from 90 days to five years.