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Routing Number: 081206328

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

Online Banking

Online Banking Contract

Business Checking Account

A powerful checking solution built for every business from a small shop, growing business or an established commercial operation. Our Business Checking Account gives you the tools and support to manage your finances confidently - delivering the flexibility, security, and modern tools you need to manage cash flow, accept payments, and run your business efficiently.

 

Account Features

  • Online & mobile banking Banno Business with eDocs, real-time alerts, reports to manage accounts, cash flow and more! 

  • Mobile check deposit

  • Business debit card

 Integrated Business Services

Enhance your Business Checking Account with services designed to streamline operations and support growth.


ACH Origination

Initiate payroll, vendor payments, same day entries, and recurring customer debits with secure, automated processing.


Wire Origination

Send domestic wires with same‑day speed and multi‑factor authentication for added security.


Merchant Card Services

Accept major credit and debit cards in‑store or online.


Tap2Local - Built for small and mid-sized businesses

Accept payments, track activity and automate accounting within Banno Business.  No hardware to buy accept payments from all major card networks (Visa, Mastercard, Discover, AmEx) using your smartphone — no terminals or card readers. Tap-to-Pay on iPhone or Android, QR code payments or payment links for online or remote payments.


Conversations for Business

A secure, authenticated chat tool built into digital banking.

  • Your business can message our support team securely

  • Attach transactions, accounts, files, or photos

  • Approve payments and wire transfers directly within the conversation

  • Reduce email‑based fraud risks

Positive Pay

  • Manage check exceptions in batches

  • Upload or enter issued items to prevent check fraud


At Peoples State Bank, we understand that building and running a successful business takes dedication, expertise, and resilience. Our commitment is to support your operation with financial solutions designed to help you work efficiently, manage cash flow, and plan for long‑term growth.


With a senior management team deeply experienced in the banking industry, we offer the stability, responsiveness, and informed decision‑making you expect from a trusted financial partner. Your business deserves a relationship built on reliability — and that’s exactly what we deliver.


We know you have a lot to manage. Let us provide the personalized, professional service your business requires. Visit your local banker to explore how we can work together to strengthen your financial foundation.