Personal Checking Options Designed for You
At Peoples State Bank, we offer a range of personal checking accounts built to fit your lifestyle. Whether you prefer simple, no‑fee checking, a high‑yield reward account, a student‑friendly option, or an interest‑bearing account with added benefits, we make it easy to choose the account that meets your needs.
Enjoy secure, convenient access with the Peoples State Bank Visa® Debit Card, available at no cost with any checking account. With Banno Online & Mobile Banking, you have 24‑hour access to your accounts, and Bill Pay lets you pay anyone in the United States with just a few clicks.
Our Mobile Wallet options—Apple Pay®, Google Pay®, and Samsung Pay®—allow you to pay quickly and securely. eDocs make it easy to receive statements electronically while reducing paper clutter.
Explore our checking options below to find the account that fits you best.
Regular Checking
A straightforward, no‑frills account for everyday banking.
Peoples Reward Checking
A high‑yield account designed to reward your everyday banking habits.
-
High‑yield interest
-
Easy monthly requirements
-
Free nationwide ATMs (ATM fees refunded up to $25/qualifying statement cycle when qualifications are met)
-
Free Online Banking
-
Full Reward Checking details available upon request
Student Checking
Created for customers under age 23, Student Checking provides the tools young adults need to build financial independence.
-
No monthly service charges
-
Variable interest rate
-
PSB $1.00 ATM service charge waived at non‑PSB ATMs
-
Free Debit Card for customers age 14+
-
Free Internet Banking
-
Free Bill Pay (first 10 bills free; $0.75 per bill thereafter)
-
Refund up to $25 in non‑PSB ATM fees per qualifying statement cycle when enrolled in e‑Statements
-
Automatically converts to Reward Checking at age 23
Reward Checking is a free, interest‑bearing account. Please see Reward Checking details for complete information.
Checking Plus
An interest‑bearing account with added benefits for customers who maintain higher balances.
-
Variable interest rate
-
Free Internet Banking
-
Free Debit Card
-
Minimum daily balance of $2,500 required to earn interest
-
Fees apply if the minimum balance is not maintained
For complete details, please speak with a Peoples State Bank customer service representative.
Banking Designed Around You
No matter which account you choose, Peoples State Bank provides secure digital tools, convenient access, and personalized service to help you manage your money with confidence.