Personal Loans

At Peoples State Bank, we have a tradition of helping our customers realize their dreams. We can help you improve the quality of your home and the quality of your life. We can help you buy that new car, build that deck you've wanted, add a room to your home, and take that much deserved vacation. Let us know your need, and we'll help you meet it with a personal or home improvement loan.  Click Here for online loan application.

Stop in and see one of our friendly loan experts today or give us a call at (618) 783-2321.

Home Equity Lines

Our home equity lines let you take advantage of the equity you've built up in your home. Whether you want to finance home improvements, plan for a college education or other major purchases a home equity line can help you achieve your objective. The interest on the loan may be tax deductible (consult your tax professional).

Home Improvement Loans

Get many of the benefits of a Peoples Home Equity Line, but with a more manageable and predictable payment schedule. Upgrade to your dream kitchen or put on that new roof! With a home improvement loan, we can help you find an interest rate and payment plan that fits your budget.

Vehicle Financing

Whether you are looking to hit the road with a new car, the lake with a new boat, or the woods with a new RV, come to us for your vehicle financing needs! We offer rates and terms designed to save you time and money. *If you are willing to have loan payments automatically debited from your PSB account, you will receive a .25% discount on your loan rate!

Other Personal Loans

We know that all sorts of financing needs arise. Whatever your need is, come in today and we will be happy to discuss your options.