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Guaranteed Ag Loans

Are you just starting your farming operation or taking over the family farm?  Are you experiencing strained cash needs due to your growth?  If so, our specialized loan programs through the Farm Service Agency (FSA) and the Illinois Finance Authority (IFA) may be the solution you are looking for.  Peoples State Bank is proud to be a "Preferred Lender" of the FSA and was the 3rd community bank the in the State of Illinois to receive this designation!  The benefits of our guaranteed loan programs include: 

  • Longer terms, which means lower payments;
  • Less down payment or collateral to provide;
  • Flexible collateral including crops, livestock, machinery, equipment, and real estate;
  • Financing is provided by your Peoples State Bank Relationship Manager so you don't have to establish an additional banking relationship.