Commercial Loans

businessLoans.jpg Providing commercial loans to our community and surrounding areas is one of our main objectives as a community bank. We offer a wide range of business loans whether you're a small, family-owned business or a large corporate entity. Come in and let us set you up with the financing to meet your business' individual needs! Our business loan offerings include, but are not limited to:

Short-Term Operating Lines

Need short-term cash and working capital to grow your business? Our flexible Peoples Line of Credit can meet multiple financing needs through one revolving account. Take advantage of all the benefits of our operating lines of credit:

  • Manage draws and repayments with our convenient Internet Banking system.
  • Flexible collateral options
  • Competitive interest rates
Machinery & Equipment Notes

Is it time to upgrade equipment or machinery? We would be glad to help! Term financing from Peoples provides your business with:

  • Pre-approved financing that will strengthen your buying power during vendor and dealer negotiations.
  • Regularly scheduled payments tailored to meet your business cash flow.
  • Competitive fixed or variable rates
  • Flexible terms
  • Track your loan balances and payments on Peoples Express+ Internet Banking
Real Estate Loans

We would love to assist your expanding business with financing for a land or building purchase. Whether you are planning construction of a new location or expanding your current facility, we are happy to help. We offer:

  • Amortizations up to 20 years
  • Various term options
  • Competitive rates

Personal Banking | Business Banking | Agricultural Banking | Trust Services | Community

Privacy Policy | Site Map | Home

Peoples State Bank - Newton | 100 West Washington, Newton, Illinois 62448

Peoples State Bank - Sumner | U.S. Route 50 & IL Route 250, Sumner, Illinois 62466

(800) 669-0341 | (618) 783-2321 local | psbnewton@psbnewton.com

©2009 Peoples State Bank. All rights reserved. | Bank Website Design by SeS.