Peoples State Bank

At Peoples State Bank we are committed to our local farming communities. We pride ourselves in providing excellent service. Consider letting us help you make a living making things grow.

We offer competitive rates and flexible terms. We are available when and where you need us, either at our office or your farm.

We understand the business of farming and realize the importance of quickly addressing both the challenges and the opportunities that arise in each operation. People who understand agriculture make all credit decisions, allowing us quick and accurate turnaround on requests with your best interest in mind.

We also understand technology is important in the farming business and offer the latest banking conveniences such as free internet banking, free debit/ATM cards, online bill payment, and more!!

Photo Credit:Cheryl Rankin

MACHINERY LOANS

If you are thinking of updating or refinancing existing equipment, we can provide a variety of terms with attractive interest rates and payment options designed with you in mind. Our flexible terms allow you to take advantage of dealer discounts or rebates for cash payment. Our balloon products are three and five years with amortization up to seven years.

FARM REAL ESTATE LOANS

If you're in the market to finance a land purchase, refinance existing real estate, or make farm improvements, you need someone who understands your business. Look to us, we offer balloon products with renewable terms at one, three, five and ten years, fully amortized for up to twenty years. We also participate in the Illinois Finance Authority Beginning Farmer Program.

OPERATING LOANS

When looking for operating capital, you need flexibility, allowing you to take advantage of pre-payment discounts and other special incentives offered by suppliers. We understand that no one knows your operation better than you do and will make every effort to design an operating loan that best fits your purchasing patterns and selling time preferences, giving you the freedom to run your operation. Our variable rates are competitive and based on the financial strength of your operation.

Please give one of our ag lending professionals the opportunity to sit down with you and discuss your operation and your specific needs so we may partner with you to help your business prosper as you "Make Your Living Making Things Grow."





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		At Peoples State Bank we are committed to our local farming communities. We pride ourselves in providing excellent service. Consider letting us help you make a living making things grow. We offer competitive rates and flexible terms. We are available when and where you need us, either at our office or your farm. We understand the business of farming and realize the importance of quickly addressing both the challenges and the opportunities that arise in each operation. People who understand agriculture make all credit decisions, allowing us quick and accurate turnaround on requests with your best interest in mind. We also understand technology is important in the farming business and offer the latest banking conveniences such as free internet banking, free debit/ATM cards, online bill payment, and more!! MACHINERY LOANS If you are thinking of updating or refinancing existing equipment, we can provide a variety of terms with attractive interest rates and payment options designed with you in mind. Our flexible terms allow you to take advantage of dealer discounts or rebates for cash payment. Our balloon products are three and five years with amortization up to seven years. FARM REAL ESTATE LOANS If you're in the market to finance a land purchase, refinance existing real estate, or make farm improvements, you need someone who understands your business. Look to us, we offer balloon products with renewable terms at one, three, five and ten years, fully amortized for up to twenty years. We also participate in the Illinois Finance Authority Beginning Farmer Program. OPERATING LOANS When looking for operating capital, you need flexibility, allowing you to take advantage of pre-payment discounts and other special incentives offered by suppliers. We understand that no one knows your operation better than you do and will make every effort to design an operating loan that best fits your purchasing patterns and selling time preferences, giving you the freedom to run your operation. Our variable rates are competitive and based on the financial strength of your operation. Please give one of our ag lending professionals the opportunity to sit down with you and discuss your operation and your specific needs so we may partner with you to help your business prosper as you "Make Your Living Making Things Grow."